Harry's Financial

20 Years of Dividend ETFs vs Growth: 10 Lessons From the Ledger

A 20-year back test of VIG, VYM, DVY, SDY, SPY and QQQ: what growth won, what dividend ETFs delivered instead, and how to choose.

Latest Articles

6 Boring Home-Based Businesses You Can Run by Mail
October 20, 2026 Business Ideas

6 Boring Home-Based Businesses You Can Run by Mail

Six boring home-based businesses where customers mail you the work, with real prices, setup costs and income math for each.

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14 Boring Businesses With No Employees: Locked-Door & Trade Ideas
October 19, 2026 Business Ideas

14 Boring Businesses With No Employees: Locked-Door & Trade Ideas

14 boring businesses that run with no employees: seven locked-door space rentals and seven weekend-course trades that compound into five figures a month.

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Can You Retire on SCHD Alone? 15 Years of Data, 3 Start Dates
October 19, 2026 Dividend Investing

Can You Retire on SCHD Alone? 15 Years of Data, 3 Start Dates

15 years of real SCHD data, 3 retirement start dates, 2 spending rules. Every retiree survived, but 2022 felt worse than the 2020 crash.

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6 Boring Home-Based Businesses You Can Run by Mail

6 Boring Home-Based Businesses You Can Run by Mail

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14 Boring Businesses With No Employees: Locked-Door & Trade Ideas

14 Boring Businesses With No Employees: Locked-Door & Trade Ideas

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Can You Retire on SCHD Alone? 15 Years of Data, 3 Start Dates

Can You Retire on SCHD Alone? 15 Years of Data, 3 Start Dates

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